실손형 민간의료보험 가입 특성 및 의료이용행태

Title
실손형 민간의료보험 가입 특성 및 의료이용행태
Other Titles
Characteristics of Supplementary Private Health Insurance Insured and Medical Utilization Behavior
Author(s)
오향숙[오향숙]김창윤
Keywords
민간의료보험; 의료이용; 보충재; Private Health Insurance; Medical Utilization; Supplementary
Issue Date
201406
Publisher
보건의료산업학회
Citation
보건의료산업학회지, v.8, no.2, pp.115 - 125
Abstract
This study tries to investigate inequity in supplementary private health insurance insured in terms of the analysis of insurance insured general characteristics and to analyze the influence of supplementary private health insurance on their admission and their outpatient medical utilization behavior. As a result of the analysis of the general characteristics of supplementary private health insurances insured, it has turned out that men, persons at low ages, people with a spouse and chronic diseases, and persons with a high income have applied such insurances more. We can also tell that low-income classes have difficulty in applying private health insurances as people in the fifth income quintile have applied such insurances about 9 times as much as those in the first income quintile. The analysis of supplementary private health insurance insured health care utilization behavior has revealed that both male and female insured aged less than 55 and without chronic diseases have increases the number of their use of health care, their patient charge, and their medical cost per visit.
URI
http://hdl.handle.net/YU.REPOSITORY/31774
ISSN
2093-5986
Appears in Collections:
의과대학 > 예방의학교실 > Articles
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