TESTING FOR THE PRESENCE OF MORAL HAZARD USING THE REGULATORY REFORM IN THE CAR INSURANCE MARKET: CASE OF KOREA

Title
TESTING FOR THE PRESENCE OF MORAL HAZARD USING THE REGULATORY REFORM IN THE CAR INSURANCE MARKET: CASE OF KOREA
Author(s)
이용우
Keywords
HEALTH-CARE; COUNT DATA; MODELS; DEMAND
Issue Date
201309
Publisher
WILEY-BLACKWELL
Citation
JAPANESE ECONOMIC REVIEW, v.64, no.3, pp.414 - 429
Abstract
The aim of this paper is to investigate the presence of the moral hazard phenomenon in the Korean car insurance market. In the context of natural experiment, I examine whether the regulatory reform introduced in 2000 generates significant difference in accident probability between before and after the reform. Further, I analyse the different effects of regulatory reform on different parts of the outcome distribution. In any case, I do not find the significant effects of regulatory reform on accident probability.
URI
http://hdl.handle.net/YU.REPOSITORY/28965http://dx.doi.org/10.1111/j.1468-5876.2012.00579.x
ISSN
1352-4739
Appears in Collections:
상경대학 > 경제금융학부 > Articles
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