사망률 추정에 있어서 주관적 건강상태에 담긴 사적 정보: 한국노동패널자료를 이용한 로짓분석

Title
사망률 추정에 있어서 주관적 건강상태에 담긴 사적 정보: 한국노동패널자료를 이용한 로짓분석
Other Titles
Self-Rated Health as Private Information in Predicting Mortality: A Logit Analysis Using KLIPS
Author(s)
이용우
Keywords
Self-Rated Health; Mortality; Private Information; Firm Size; 주관적 건강상태; 사망률; 사적 정보; 기업규모
Issue Date
201312
Citation
보건사회연구, v.33, no.4, pp.452 - 470
Abstract
Using a ten-year span of the Korean Labor and Income Panel Study and a logit specification, this study aims to analyze whether self-rated health has private information about future mortality controlling for demographic and socioeconomic characteristics, health behaviors, and critical medical factors. In particular, it is explored whether predictive power of self-rated health varies with age. For that purpose, the data is divided into three age groups consisting of 30-44, 45-54, and 55-69 groups. It is shown that predictive power of self-rated health on mortality exhibits an increasing and non-decreasing pattern with age. Recently, one noticeable phenomenon in the Korean pension market has been that the enrolment into a defined contribution plan has increased compared to a defined benefit plan. Unlike the workers in DB plan, workers in DC plan annuitize wealth upon retirement. Thus, if individuals have more private information about their health at retirement phase than at younger phase in their lifetimes, the annuity markets at retirement age are likely to suffer from more informational problem. Given the empirical results, it may become hard to insure longevity risk for workers in DC plans in Korea compared to those who are enrolled into DB plans.
URI
http://hdl.handle.net/YU.REPOSITORY/27847
ISSN
1226-072X
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상경대학 > 경제금융학부 > Articles
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