Asymmetric information and the demand for private health insurance in Korea

Title
Asymmetric information and the demand for private health insurance in Korea
Author(s)
이용우
Keywords
SELECTION; MARKETS
Issue Date
201209
Publisher
ELSEVIER SCIENCE SA
Citation
ECONOMICS LETTERS, v.116, no.3, pp.284 - 287
Abstract
In this article, we examine the relationship between self-assessed health status, defined as ex-ante health risk, and the demand for private health insurance using data from the Korean Longitudinal Study of Aging. Contrary to theoretical predictions, insurance purchases increase with better health. We present an evidence that this phenomenon may be due to the screening on the part of insurers in the Korean private health insurance market. (C) 2012 Elsevier B.V. All rights reserved.
URI
http://hdl.handle.net/YU.REPOSITORY/27316http://dx.doi.org/10.1016/j.econlet.2012.03.021
ISSN
0165-1765
Appears in Collections:
상경대학 > 경제금융학부 > Articles
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